Value Added Services
HLM Takaful visions to be the preferred Takaful operator by offering not only takaful plans that are fair, transparent and universally-Shariah compliant to its customers. It is also through enriching the customers’ lives by providing value-added services like religious obligations which are close to their heart.
HLM Takaful is among the FIRST in the Malaysia Takaful industry to offer these value-added services.
Hajj by Proxy (Badal Haji)
Enabling an appointed proxy to perform Hajj on behalf of the participant, in the event of death or total permanent disability of the latter. This service helps our Muslim customers to fulfil one of the duties that forms the Five Pillars of Islam even in the event of an unfortunate circumstance.
Assisting our customers to fulfil their obligation of continuous charity/ Sadaqah Jariyah.
Assisting our Muslims customers to fulfil their religious obligation of sacrificing an animal and distributing the meat to the poor during Aidil Adha.